User Restriction Policy

Introduction

1. This User Restriction Policy should be read together with our Terms of Use and applies to you, and any person you invite to use the Application, whether or not that person actually uses the Application or participates in any transaction or potential transaction.
2. This User Restriction Policy should be read together with our Terms of Use and applies to you, and any person you invite to use the Application, whether or not that person actually uses the Application or participates in any transaction or potential transaction.

Prohibited Use

1. The Application should not be used by any member of the general public; any natural person who is not, and is not acting on behalf of, an authorised user; any natural person under age 18; or any person who does not comply with the Terms of Use.
2. In this context, “authorised user” refers to a user that fulfils the requirements of Clause 3 (Eligible Use) and has truthfully completed onboarding and registration as provided in the Application.
3. Any person who does not comply with this User Restriction policy should not use the Application.

Eligible Use

1. The Application is intended to be used exclusively by (a) authorised firms; (b) companies with share capital or net assets of at least £5 million (or its equivalent); (c) companies that otherwise qualify as a per se professional client; (d) companies acting with the assistance of an authorised firm or other qualified advisor; (e) certified high net worth investors; (f) self-certified sophisticated investors; and (g) qualified investors from outside the United Kingdom.
2. In this context, the terms “authorised firm”, “per se professional client”, “certified high net worth investor” and “self-certified sophisticated investor” are defined in accordance with the policies of the United Kingdom’s Financial Conduct Authority (FCA).
3. Qualified investors from outside the United Kingdom may include users that fulfill one or more of the following classifications: (a) “accredited investor” as defined in Regulation D of the United States Securities Act of 1933; (b) “qualified investor” as defined in Prospectus Regulation (EU) 2017/1129; or (c) a legally qualified investor under other national legislation.
4. You should seek your own professional advice as to whether any of the definitions or classifications identified above apply to you.

Evidence of Eligible Use

1. You may be required to provide us with reasonable evidence, either electronically or through hard copy documentation, that you fulfill the criteria of the user type you have identified to us, as applicable, from time to time. Reasonable evidence may include financial statements, tax returns, a credit report, self-certifications and/or certifications from a sufficiently knowledgeable firm.
2. If you elect not to provide such reasonable evidence within a reasonable time after our request, we may elect to restrict your ability to access or use parts of the Application, or the entire Application, until you have provided such evidence.